The Obama administration is rolling out a revised version of the Home Affordable Refinance Program (HARP) which aims to help more under-water homeowners.

The program was created in 2009, and has been tweaked a few times since.  The latest changes allow owners who are even further underwater the opportunity to refinance, and also brings heavier penalties to banks if their loans are discovered to have side-stepped some underwriting rules.

For more info, visit this WSJ article here:


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